Hard Money Loans

Hard Money

Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.

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UP TO
10.99%
RATES FROM*
65%
LTV
LTARV
7-22
DAY CLOSE
12-24
I/O OPTION
$250k up to $10M

Step 1: Submit Your Deal

Hard Money

Why Choose Our Hard Money?

Qualify Easly!

Are We a Good Fit?

Our Hard Money loans are crafted to provide fast, flexible capital for experienced investors tackling short-term acquisitions, renovations, or bridge financing.

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Experience

First time investor

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Credit Score

Minimum of 580

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Liquidity/Reserves

35% down payment with 3 months of reserves.

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Property Type

SFR, Condo, Townhome, 1–20 Units

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Product Specifics

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

GET STARTED

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Hard Money Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Hard Money
Experience Required:
First time investor OK
Minimum Credit Score:
580
Liquidity:
35% Down
Reserves:
3 Mo Reserves
Prepayment Penalty:
Case by Case
Closing Timeline:
7-22 Days
Draw Schedule:
N/A
Rate:
10.99% - 12.99%
Loan-to-Value LTV:
65%
Loan-to-Cost (LTC):
N/A
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–20 Units
Loan Amount Min:
$250k
Loan Amount Max:
$10M
Product Specifics:
Non-Owner-Occupied, Blanket Loan Option
Number of Units:
1 to 20 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About Kevin

I’m a mortgage and real estate professional with over four decades of experience structuring creative deals across nearly every asset class imaginable—from residential homes and multifamily properties to ranches, office buildings, and even private islands. With 36 years as a licensed Realtor and 40+ years in the mortgage industry, I’ve helped investors navigate complex financing on everything from construction loans to cannabis facilities. My edge comes from deep industry knowledge, integrity, and the ability to find solutions where others see obstacles.

Outside of work, I’ve been married for over 40 years, am a proud father of two daughters and grandfather of five, and the founder of Soaring Over Sixty, a platform dedicated to thriving beyond 60. I’m also an adventure racer, cowboy poet, photographer, and creator of The Just Passing Wind Tour, a musical-comedy show that brought laughter and insight to audiences nationwide.

If you’re looking for a seasoned guide who can unlock financing opportunities and bring genuine energy to every deal—you’re in the right place. Let’s make the complex simple, and turn your vision into reality.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000