Reliable Financing for Real Estate Investors
Investor-focused financing for long-term rental properties is what DSCR Loans Direct delivers. Our DSCR loans prioritize property cash flow, offering quick approvals and flexible terms to simplify portfolio growth or refinancing. With a hassle-free process, we empower you to build your rental investments with ease. Fill out the form below to get started today.
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Long-Term Rental (LTR) loans are crafted specifically for real estate investors seeking to generate stable rental income. Designed for properties with long-term tenants, these loans provide competitive rates, flexible terms, and a simple approval process. Whether you’re expanding your rental portfolio or refinancing an existing property, our LTR loans ensure you have access to reliable capital to support your investment goals.
Tailored for Real Estate Investors
Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:
First time investor allowed
Minimum of 680.
25% down payment with 6 months of reserves.
SFR, Condo, Townhome, 1–10 Units
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Key Loan Terms for Real Estate Investors
Transparent and Investor-Focused Loan Terms
Where We Lend
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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
About
I’m a mortgage and real estate professional with over four decades of experience structuring creative deals across nearly every asset class imaginable—from residential homes and multifamily properties to ranches, office buildings, and even private islands. With 36 years as a licensed Realtor and 40+ years in the mortgage industry, I’ve helped investors navigate complex financing on everything from construction loans to cannabis facilities. My edge comes from deep industry knowledge, integrity, and the ability to find solutions where others see obstacles.
Outside of work, I’ve been married for over 40 years, am a proud father of two daughters and grandfather of five, and the founder of Soaring Over Sixty, a platform dedicated to thriving beyond 60. I’m also an adventure racer, cowboy poet, photographer, and creator of The Just Passing Wind Tour, a musical-comedy show that brought laughter and insight to audiences nationwide.
If you’re looking for a seasoned guide who can unlock financing opportunities and bring genuine energy to every deal—you’re in the right place. Let’s make the complex simple, and turn your vision into reality.
