Invest in Multi-Family Properties

Multi-Family 2-4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

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UP TO
6.5%
RATES FROM*
80%
LTV
LTARV
14-21
DAY CLOSE
30, 40yr
I/O OPTION
$250k up to $3M

Step 1: Submit Your Deal

Multi-Family 2-4 Unit

Why Choose Our Multi-Family 2-4 Unit Loans?

We provide specialized lending solutions for investors looking to grow their portfolios with multi-family properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process. Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Multi-Family loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 50-unit residential properties. To qualify, you’ll need:

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Experience

First time investor

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Credit Score

Minimum of 660

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Liquidity/Reserves

25% Down & 3months Reserves

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Property Type

Duplex, Triplex, Quadplex, 2–4 Units

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Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed

GET STARTED

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

MF Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Multi Family 2-4 Unit
Experience Required:
First time investor OK
Minimum Credit Score:
660
Liquidity:
25% Down
Reserves:
3mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
14 - 21 Days
Draw Schedule:
N/A
Rate:
6.5%
Loan-to-Value LTV:
80%
Loan-to-Cost (LTC):
N/A
Loan Term:
30, 40 Yr or Interest Only
Asset Types:
Duplex, Triplex, Quadplex, 2–4 Units
Loan Amount Min:
$250k
Loan Amount Max:
$5M
Product Specifics:
Non-Owner-Occupied, Blanket Loan Option
Number of Units:
2 to 4 Units

Your Trusted Partner in Real Estate Lending

  • Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
  • Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
  • Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 14-21 days.
  • Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About Kevin

I’m a mortgage and real estate professional with over four decades of experience structuring creative deals across nearly every asset class imaginable—from residential homes and multifamily properties to ranches, office buildings, and even private islands. With 36 years as a licensed Realtor and 40+ years in the mortgage industry, I’ve helped investors navigate complex financing on everything from construction loans to cannabis facilities. My edge comes from deep industry knowledge, integrity, and the ability to find solutions where others see obstacles.

Outside of work, I’ve been married for over 40 years, am a proud father of two daughters and grandfather of five, and the founder of Soaring Over Sixty, a platform dedicated to thriving beyond 60. I’m also an adventure racer, cowboy poet, photographer, and creator of The Just Passing Wind Tour, a musical-comedy show that brought laughter and insight to audiences nationwide.

If you’re looking for a seasoned guide who can unlock financing opportunities and bring genuine energy to every deal—you’re in the right place. Let’s make the complex simple, and turn your vision into reality.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000